By Organization Type
Insurance strategy for partnerships.
Multi-owner businesses face unique challenges: what happens when a partner dies, becomes disabled, or wants to exit? Buy-sell agreements are only as good as their funding—and most are underfunded or misaligned.
Common Challenges
- Buy-sell agreements often underfunded or unfunded
- Cross-purchase vs. entity-purchase structure decisions
- Partner disability more likely than death—but often ignored
- Valuation changes require coverage adjustments
Our Approach
- Audit existing buy-sell agreements against current valuations
- Design funding structure (cross-purchase vs. entity)
- Include disability buy-out, not just death
- Build annual review process for valuation alignment
Ready to assess your organization's coverage?
Schedule a consultation to discuss your specific situation and learn how Private Reserve can help.